Manage client engagements in credit risk management, ensuring compliance with policies, leading teams and mentoring junior staff while analyzing commercial loans.
Roles and Responsibilities:
Essential Qualifications and Experience
Skills & Abilities:
- Lead client engagements end-to-end integrating outputs across teams, managing expectations and mentoring junior talent to uplift execution quality.
- Meet quantitative expectations of charge time and utilization (1,560 hours for a total of 68% of time worked)
- Serve as primary contact for client engagements assigned and maintain regular communication with the onshore team and/or client/relationship executive for streamlined client experience.
- Effectively plan, allocate tasks and manage work teams of 3 or more associates on engagements to meet client deliverable timeframes with delivery of high-quality work product.
- Review a sample of commercial loans of financial institutions to ensure that acceptable credit standards are maintained and that loans conform to established company policy and any applicable regulatory requirements.
- Analysis of the credit risks within individual commercial loans and commercial mortgages and opine on the appropriateness of risk grades for the loans reviewed.
- Review documentation relating to origination and renewals, collateral, insurance, flood certification(s) etc. Document compliance with loan policies, lending procedures and applicable regulations with the application.
- Document observations, deviations that need to be discussed with the client.
- Conduct activities consistent with established banking policies, procedures and systems, Bank Secrecy Act and all applicable State and Federal laws and regulations in the United States of America.
- Manage performance and build a diverse, high-trust team culture. Provide guidance, coaching and actionable feedback to junior team members and serve as the first point of contact for their questions.
- Effectively lead calls with the onshore (US) team to discuss team progress, quality and productivity.
- Champion continuous improvement and work with leadership to implement ideas.
- Support the team and manager in providing other risk advisory services to financial services and other industry clients as required.
Essential Qualifications and Experience
- Master's or Bachelor's degree in accounting or finance (M. Com/B. Com/MBA). Major in Banking would be a plus.
- 6- 8 years of experience in the banking industry with a focus in lending, credit analysis and loan review.
- Knowledge and experience in US banking industry with good knowledge of applicable rules and regulations is strongly preferred.
- Good knowledge and understanding of business banking and commercial loan products and lending credit policies/guidelines.
- Working knowledge of commercial lending, agricultural lending, real estate development and construction lending, and the required collateral documents for each type.
- Experience in regulatory compliance for US based financial institutions is preferred.
- Experience managing multiple projects from start to end, demonstrating ownership of projects
- Experience in people development, stakeholder management, escalation management, and ability to communicate effectively with other leaders, both internally and externally.
- Prior experience of working with overseas team is essential.
Skills & Abilities:
- Good spoken and written English
- Strong analytical skills and critical thinking ability
- Self-motivated and detail-oriented
- Strong desire and capacity to learn
- Strong leadership skills with self-accountability
- Ability to develop people and client relationships
- Ability to plan and prioritize multiple projects, follow through on requests, take initiative, work under pressure and meet deadlines.
- Able to generate quality work products in a timely manner with strong attention to detail.
- Able to communicate well with team members and leaders across US and India.
- Ability to grasp new things quickly and apply learnings
- Team player with strong interpersonal and communication skills
- Good knowledge of Microsoft Outlook, Excel and Word, and Adobe.
- Prior experience with CaseWare or DiCom CQS is a plus.
Top Skills
Adobe
Caseware
Dicom Cqs
Excel
Microsoft Outlook
Word
Wipfli Bengaluru, Karnataka, IND Office
Tower B, 4th Floor, Global Village Tech Park, Mysore Road, Bengaluru, India, 560059
Similar Jobs at Wipfli
Cloud • Fintech • Software • Business Intelligence • Consulting • Financial Services
Analyze credit risks in commercial loans, ensure compliance with credit standards, review loan documentation, and support risk advisory services for clients.
Top Skills:
AdobeCasewareDicom CqsExcelMicrosoft OutlookMicrosoft Word
Cloud • Fintech • Software • Business Intelligence • Consulting • Financial Services
Analyze credit risks in commercial loans, ensure compliance with company policies, and participate in advisory services for financial institutions. Requires extensive banking experience and strong analytical skills.
Top Skills:
AdobeCasewareDicom CqsExcelMicrosoft OutlookMicrosoft Word
Cloud • Fintech • Software • Business Intelligence • Consulting • Financial Services
The Senior Consultant for Internal Audit assesses internal control structures, conducts process discussions with clients, identifies control gaps, and delivers quality work while collaborating with teams in India and the US.
Top Skills:
AdobeCasewareExcelMicrosoft Word
What you need to know about the Bengaluru Tech Scene
Dubbed the "Silicon Valley of India," Bengaluru has emerged as the nation's leading hub for information technology and a go-to destination for startups. Home to tech giants like ISRO, Infosys, Wipro and HAL, the city attracts and cultivates a rich pool of tech talent, supported by numerous educational and research institutions including the Indian Institute of Science, Bangalore Institute of Technology, and the International Institute of Information Technology.
