Organization:
At CommBank, we never lose sight of the role we play in other people’s financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets, and aspirations. Regardless of where you work within our organisation, your initiative, talent, ideas, and energy all contribute to the impact that we can make with our work. Together we can achieve great things.
Job Title: Credit Risk Manager
Location: Bangalore
Business & Team: Retail Operation & VERO Team
Impact & contribution:
Credit analysis, decisioning, verification, monitoring throughout the credit lifecycle; the development of credit policy; or the implementation of credit strategies, including problem asset strategies; across the retail business
Reporting lines: Reporting to Senior Manager
Roles & Responsibilities:
- Review and analyse home loan applications against credit limits and frameworks.
- Apply your knowledge of Australian home loan lending processes and regulations.
- Coach new team members, review application for quality, do workshopping and floor support.
- Identify opportunities to improve work rate and quality for the team.
- Support in policy changes and improve overall customer experience.
- Support credit risk management initiatives by working with management teams.
- Utilize data analysis tools and techniques to assess and manage credit risks associated with home loan applications.
- Collaborate effectively within a team environment to meet deadlines.
- Communicate credit risk analysis results clearly and concisely.
- Participate in the development and implementation of credit risk assessment tools and processes.
- Participates in monitoring credit risk to ensure that they are within limit thresholds.
- Applies knowledge of retail and corporate lending. Understands strategies and policies for the management of credit risk across the credit lifecycle.
- Assists in developing action plans to resolve issues. Re-designs processes to better manage, measure, and monitor credit risks.
Uses technology-based tools and performs data analysis to monitor, measure, and manage credit risks.
Essential Skills:
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Proficient in Microsoft Office Suite and data analysis tools.
- Working knowledge of Australian home loan lending principles and regulations
- Minimum of 8 – 10 years' experience in a related credit risk analysis or verification role.
Qualifications:
-
Bachelor's degree in Finance, Accounting, or Business.
If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.
We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.
Advertising End Date: 17/09/2024
What We Do
Australia’s leading provider of financial services including retail, premium, business and institutional banking, funds management, superannuation, insurance, investment and sharebroking products and services.
We are a business with more than 800,000 shareholders and over 52,000 employees. We offer a full range of financial services to help all Australians build and manage their finances.
