Principal Engineer, Lending

Company Description

About Grab and Our Workplace

Grab is Southeast Asia's leading superapp. From getting your favourite meals delivered to helping you manage your finances and getting around town hassle-free, we've got your back with everything. In Grab, purpose gives us joy and habits build excellence, while harnessing the power of Technology and AI to deliver the mission of driving Southeast Asia forward by economically empowering everyone, with heart, hunger, honour, and humility.

Job Description

Get to Know the Team

Grab Financial's Lending business provides microcredit and loan products to our valued drivers and merchants within the Grab ecosystem. Over the past five years, this business has not only matured but also become a significant profit driver for Grab. Our team comprises experts in Fintech Lending, spanning across multiple teams and business verticals. Currently, our lending operations extend to six Southeast Asian countries: Singapore, Malaysia, Vietnam, Philippines, Indonesia, and Thailand, with a dedicated regional and country team structure.

Get To Know The Role

As a Principal Engineer at Grab, you will play an important role where you will lead strategic programmes in product and technology development within the dynamic realm of lending.

In this hybrid role, You will chart and lead the pursuit of the broader technical strategy, working with engineering, product managers and business owners. You will be a bar-raiser for the team, steering engineering while coaching peers. This is an exciting opportunity to shape the future of Lending at Grab, where your leadership will directly influence our trajectory in this critical area.

The Critical Tasks You Will Perform

• You will Lead the design and architecture of complex Lending systems, ensuring they are scalable, and maintainable, while setting the gold standard for availability, scalability, latency, and efficiency across Grab's product spectrum.
• You will provide strategic technical insights and risk assessments to leadership and partners, guiding decision-making that drives project and people management.
• You will collaborate with cross-functional teams, including product and experience teams, to influence technical decisions and define feature specifications that create a lasting impact.
• You will identify and mitigate technical risks through proactive initiatives, ensuring long-term maintainability and performance of critical systems while handling incidents as they arise.
• You will provide feedback on code, design, and technical proposals, championing best practices and fostering a culture of continuous improvement and software performance optimization.

Qualifications

What Essential Skills You Will Need

• You will have 12 years of experience in software development, with at least 5 years in the lending domain and building scalable systems.
• Your domain experience in developing consumer-facing products, in lending will be critical to the success of this role.
• Your proficiency in at least one programming language Java or Golang will be a bar-raiser for the team
• You will design scalable, and efficient system architectures.
• You will make high-level design choices and dictate technical standards, including software coding standards, tools, and platforms.
• You understand technologies used in lending systems. This includes knowledge of programming languages, databases, cloud services, data structures and algorithms and other relevant technologies.

Additional Information

Life at Grab

We care about your well-being at Grab, here are some of the global benefits we offer:

• We have your back with Term Life Insurance and comprehensive Medical Insurance.
• With GrabFlex, create a benefits package that suits your needs and aspirations.
• Celebrate moments that matter in life with loved ones through Parental and Birthday leave, and give back to your communities through Love-all-Serve-all (LASA) volunteering leave
• We have a confidential Grabber Assistance Programme to guide and uplift you and your loved ones through life's challenges.

What we stand for at Grab

We are committed to building an inclusive and equitable workplace that enables diverse Grabbers to grow and perform at their best. As an equal opportunity employer, we consider all candidates fairly and equally regardless of nationality, ethnicity, religion, age, gender identity, sexual orientation, family commitments, physical and mental impairments or disabilities, and other attributes that make them unique.