Own lending product roadmaps across application, eligibility, disbursal, repayment, and collections. Translate RBI regulations, KYC, and risk requirements into product specifications; partner with engineering, design, compliance, credit, and lending institutions to launch features. Analyze funnels, cohorts, and conversion metrics, run A/B tests, improve user experiences, manage partner relationships, and present product insights to leadership.
About CheQ
At CheQ, we’re turning the chaos of credit into a journey that’s clear, rewarding, and even a little fun. With ₹80,000 Cr+ in lifetime payments, a growing tribe of users (30%+ using more than two products), and $16M raised from marquee investors, we’re fast becoming India’s favorite way to go from credit-stressed to credit-smart.
Founded by ex-Flipkart leader Aditya Soni and backed by 3one4 Capital, Venture Highway, Ram Shriram, Lloyd Mathias and more, CheQ isn’t just another fintech, it’s a full-stack credit experience
What you’ll be doing
We're looking for a Product Manager to join our Lending team and drive
the personal loans and credit product experience. You'll independently own key
parts of the lending journey — working closely with engineering, design, risk,
compliance, and business teams to build products that are simple, compliant,
and genuinely useful for our users.
Key Responsibilities
- Independently
own the product roadmap for specific lending journeys (e.g., loan
application flow, eligibility checks, disbursal, repayment, collections
experience)
- Translate
business and regulatory requirements (RBI digital lending guidelines, KYC,
FLDG norms) into detailed product specs and drive them through to launch
- Partner
with engineering and design to ship features end-to-end, balancing user
experience with regulatory and risk constraints
- Own
funnel analysis, conversion metrics, and cohort behaviour to identify and
resolve friction points across the loan lifecycle
- Work
closely with risk and credit teams to understand underwriting logic and
translate it into product decisions
- Manage
relationships with lending partners (NBFCs/banks) and internal compliance
to ensure product changes meet regulatory requirements
- Design
and run A/B tests to improve onboarding, KYC, and disbursal conversion
- Mentor
junior PMs or associate PMs on specs, prioritization, and stakeholder
management (as applicable)
- Present
roadmap updates, metrics, and insights to leadership on a regular cadence
What We're Looking For
- 2–3
years of experience in product management, with demonstrated ownership of
lending, personal loans, or credit products (fintech, NBFC preferred)
- Solid
understanding of the end-to-end lending lifecycle — application, KYC,
underwriting, disbursal, repayment/collections
- Working
knowledge of RBI digital lending guidelines and how regulatory constraints
shape product decisions
- Strong
analytical skills — comfortable independently running funnel analysis,
cohort analysis, and SQL queries
- Proven
ability to write clear PRDs and drive cross-functional execution with
minimal oversight
- Experience
collaborating directly experience collaborating with partner lending banks
and NBFCs
Why you should join CheQ?
You own it, we trust you
Shape your work with freedom, deliver with ownership, backed by trust
Bold,
fast & human
We push boundaries together, and deliver with agility, rigor, and heart. Always
looking out for one another.
Growth
by osmosis
Learn directly from a stellar leadership team with rich, diverse backgrounds.
What you will not get
Monotony → Work is dynamic, expect variety
every day.
Slow climbs → Growth here is about
leaps, not ladders.
Layers of
red tape → We believe in speed, not bureaucracy.
CheQ (India) Bengaluru, Karnataka, IND Office
705, Bengaluru, Karnataka, India
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