Senior Software Engineer (Java Fullstack)

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Visa’s Technology Organization is a collaborative community of problem solvers and innovators dedicated to reshaping the future of commerce. We operate the world’s most sophisticated processing networks as the leader in digital payments, supporting up to 65,000 secure transactions per second across a global network of over 100 million merchant locations and nearly 15,000 financial institutions, empowering billions of cardholders worldwide.

Commercial & Money Movement Solutions (CMS) is a key strategic growth engine for Visa, underpinning our leadership as the largest commercial card network and the largest money movement platform globally. CMS enables Visa to address extraordinary payments flows—spanning B2B, P2P, B2C, and G2C segments—by leveraging Visa-grade reach, technology, scalability, and security. With more than 11 billion endpoints and 6x transaction growth since FY19, CMS powers expansive use cases and vertical solutions, deepens client relationships, enables value-added services on new flows, and unlocks data access and AI capabilities for revenue diversification. This is an opportunity to help shape the future of global commerce and money movement.

The Opportunity:

We are looking for dedicated, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale.  As a Senior Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.   

The Work itself: 

• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability 
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings 
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads 
• Develop robust and scalable products intended for a myriad of customers including end-user merchants and B2B.
• Leverage innovative technologies to build the next generation of Payment Services.
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities .

Essential Functions:

• Demonstrates in-depth technical proficiency to accurately interpret and address project requirements. 
• Identifies and contributes to the development and solution strategies to team members that improve the design and functionality of interface features across one or more project features, under minimal guidance.
• Collaborates with others to support the piloting of new technology capabilities and features that enhance the customer experience across commercial products.
• Supports ongoing innovation by developing scalable, maintainable, and efficient systems aligned with organizational objectives and global technology standards.

The Skills You Bring:

• Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
• Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions
• Language Expertise: Expertise in Java as a development language (e.g., Java). Experience in other languages such as C++, .NET etc. is a plus.
• Builder: Experience building and deploying modern services and web applications with quality and scalability
• Learner: Constant drive to learn new technologies such as coding with GenAI, new backend, front-end, test and devops technologies.
• Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Basic Qualifications:

2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)

Preferred Qualifications:

3+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience


3 or more years of work experience with a Bachelor’s degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) in Computer Science, or related technology/engineering discipline.
Experience in developing the enterprise grade software products at scale.
3+ years of experience in software engineering with coding languages such as Java and related frameworks like Spring Boot.
Development experience in building and using Microservices, specifically with HTTP, REST, JSON.

Experience with a Relational database and/or NoSQL database.
Proficient in GIT/Stash, Maven and Jenkins.
Experience with streaming platform like Kafka.
Experience with tools development, automation (CI/CD, Auto Deployment, System Availability, etc.), logging and monitoring.

Experience with front-end technologies like Angular, React is a plus.
Ability to write clean, coherent code following established coding guidelines.
Experience with Agile methodologies and iterative software development lifecycle principles

Strong analytical, problem solving and communication skills.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.