Role Summary
We are looking for a skilled and motivated professional to join our Credit Strategy team as the Sr. Analyst, Credit Strategy, based out of the Bluevine office in Bengaluru, India. The successful candidate will possess a strong analytical and technical mindset, an understanding of credit risk management and strategy, the ability to make data-driven decisions and implementation of business logic.
Ideal candidate should be a Tier-1 graduate with a passion for leveraging data to drive strategic business decisions
Key Responsibilities:
- Credit Strategy: Develop, implement, evaluate, and monitor strategies related to key areas of credit.
- Data-Driven Decision Making: Apply knowledge of data analytics and risk management to inform and improve decision-making processes.
- Portfolio Risk Analysis: Conduct in-depth analyses to identify high-risk customers and recommend strategies to handle them. Support the optimization of P&L for our lending portfolio.
- Automated Decision Processes: Define and develop end-to-end automated decision processes to mitigate risk using internal decision engines and Python programming.
- Cross-Functional Collaboration: Work closely with other Bluevine teams, including Data Science, Data Engineering, R&D, Product, and other risk departments to understand different viewpoints, obtain data, make trade-off decisions, and conduct independent analysis of possible courses of action
- Communication: Share analysis results, insights and recommendation both technical and non-technical audience both within and across teams.
Required Experience and Education
- Bachelor's Degree in a quantitative field (Business, Mathematics, Economics, Finance, Statistics, Science, Engineering) from a recognized Tier 1 institution.
- Over 3 years of relevant experience in analytics with a focus on quantitative analysis.
- Strong analytical and technical skills.
- Strong hands on experience in Python
- Strong hands on experience in SQL
Not required, but a plus
- Experience in financial services, such as U.S. banks, lines of credit, credit card industries, or fintech (preferred).
- Experience with credit risk products.
- Experience with process automation and code implementation.
Top Skills
What We Do
We are on a mission to enable a better financial future for small business owners through innovative banking solutions designed just for them.
Bluevine is on a mission to enable a better financial future for small business owners through innovative banking solutions designed for them. Small businesses deserve accessible and modern financial services, and traditional banks have underserved them for too long.
By combining industry-leading technology and security with our team's expertise and care, we help small businesses spend their time on what matters most—the next chapter of their business.
Since 2013, we've provided small businesses with access to more than $13billion in financing. As a top small business banking provider trusted by thousands of small business owners, we're proud to offer a full suite of tailored banking services, including a business checking account, line of credit, and bill pay services that serve the always-on entrepreneur.
With a global presence of more than 500 employees, we're hiring problem solvers and collaborators to help build a better financial future for small business owners.
* BlueVine is a financial technology company, not a bank.
Why Work With Us
Grow your career alongside problem solvers and innovators who thrive on collaboration, a fun environment, and meaningful work. We’re a diverse and humble team who love a good challenge and spend our days building a better financial future for small businesses. Join us!
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