Sr. Software Engineer- 3.5 Yrs to 6Yrs , Java Fullstack

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce.   We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people.   While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.     

The Role

Are you passionate about conceptualizing, nurturing, developing, and proving new ideas and developing them into new solutions? Would you like to help re-invent the internal business processes with the latest technologies and re-imagine the way things operate?

We’re looking for a seasoned individual to drive game-changing innovation within Visa’s internal processes and ecosystem. You should have experience in  multi-skilled teams capable of rapid prototyping of new ideas as well as scale these to commercial solutions. You and your team will be at the forefront of strategic partnerships, breakthrough technologies, new ideas, hackathons, demos, and rapid prototyping. You will work closely with business development teams, partners, and internal product teams and cross- leverage engineering talent internally and externally.

Responsibilities

• Be at the heart of developing new ideas into demo-able products, and ultimately to commercial product
• Work directly with product owners, UX, engineering and other partner teams to gather and refine requirements across products, adding and taking into account existing tools and solutions across the organization
• Drive rapid prototyping cycles from technical requirements, software designs, programming, debugging, and optimization
• Explore and innovate new technologies, features, and tools
• Consult on a regular basis with leadership to align expectations and deliverables
• Be scrappy and work with the small team to the fullest to work on multiple parallel POCs and incubation efforts
• Able to scale the successful pilots to full commercial solutions
• Develop and design advanced architect solutions that are robust and scalable, considering integrations with other solutions across the internal technical ecosystem.
• Use stubs as needed to simulate capabilities lighting up soon
• Work collaboratively across team boundaries to share common infrastructure and functional capabilities. Provide feedback into core product teams to influence their roadmap and strategy
• Leverage AI technologies as-appropriate in day-2-day development and in production systems
• Provide domain expertise on the development of technical documentation of solutions and contributes to standard processes in technical documentation as needed
• Play a key role in the development and delivery of new features across products from end-to-end

 This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications
2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience

Preferred Qualifications
Passion for innovation, new ideas, quick prototyping, hackathons etc.
Prior work exploring and innovating new IP, genres, and product experiences
Professional experience in ideation and incubation which has led to shipping products
Multi-disciplinary skills and experience in ideation, software design, programming, debugging, and optimization
Proven skill set and track record in developing one-line ideas into products
Strong written and verbal communication skills
Self-motivated and drive for excellence
Have an open-minded approach to development strategy and approaches
Capable of building culture for innovation
Technical hands-on skills, ideally in multiple technology stacks for web development, APIs and Mobile application development on diverse platforms
Hands-on and up to date with Gen AI and Agentic AI technologies and space
10+ years of software engineering experience
2+ years of experience in technical leadership roles with increasing responsibility
MS or BS in Computer Science or equivalent

Bonus Qualifications
Prior experience working with Agentic AI systems.
Prior experience working in a start-up or at VC firms in a “Resident Entrepreneur” capacity
Financial services and/or payments processing industry experience is a plus
Patents and other proofs of past success in creating IP

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.