Staff Software Engineer, Pay by Wallet

Founded by experienced entrepreneurs and engineers in 2016, Pismo is a technology company that provides a comprehensive processing platform for banking, card issuing and financial market infrastructure and helps customers innovate and build the next generation of banking and payment solutions. Pismo joined Visa in 2024.

Leveraging Visa’s solutions, our core platform, and an expanding suite of capabilities, Pismo addresses the technological challenges that large banks, marketplaces, and fintech companies face in migrating from legacy systems to more advanced technology in the market. Pismo’s cloud-based platform empowers firms to build and launch financial products rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards.

Pismo’s 500+ employees are located in more than 10 countries around the world.

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce.   We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people.   While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.     

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.   

Visa Pay (pay by wallet) is a core product pillar of Visa's non-card response. It is a unified (API) suite empowering wallets to offer seamless, tokenized transactions globally on visa merchants. It will allow digital wallets and A2A networks to access Visa acceptance points using Tap, Scan & Click channels. Pay By Wallet includes select issuer processing, TR, & TSP from Pismo as part of the API suite.

What you'll do:

• Development and maintenance of projects in Golang language with deployment on AWS.
• Proactively contributes to the betterment of other engineers in the company, through sponsoring, mentoring, and providing constructive feedback.
• Consistently leads the squad to good outcomes from a technical perspective, ensuring appropriate engineering decisions are made to factor in technical debt, systems design, stability/reliability, monitoring/observability, and business need.
• Execution of Terraform to create/remove new resources on AWS.
• Monitoring applications through logs/metrics
• Participation in technical analysis with product team requirements.

Minimum Qualifications:

• 5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.
• 3+ years proficiency in years of experience with Golang
• 2+ years experience in with any cloud platform (AWS/GCP/Azure)
• 2+ years experience with Infra as a code tools (Terraform, Ansible, AWS Cloud Formation, etc).
• Knowledge in Java is a differential
• Work with critical systems is a differential

Preferred Qualifications:

• High-Impact Contributions: Regularly recognized for delivering high-quality, impactful technical solutions within their team and across collectives.
• Coding Standards & Best Practices: Actively enables other engineers to elevate coding standards and deepen awareness of best practices, especially around non-functional requirements.
• Technical Leadership: Consistently leads their squad to successful technical outcomes, ensuring sound engineering decisions that balance technical debt, system design, reliability, observability, and business needs.
• Product Awareness & Planning: Demonstrates strong product understanding, contributes meaningfully to quarterly planning, and collaborates with PMs or team leads to shape squad vision.
• Mentorship & Feedback: Proactively supports the growth of other engineers through mentoring, sponsorship, and constructive feedback.
• Cross-Team Collaboration: Frequently consulted by engineers from other squads, demonstrating the ability to tackle complex and ambiguous problems under pressure.
• Technology Strategy: Keeps up with emerging technology trends and contributes insights to squad-level strategic discussions.

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.